These long term options will make you earn regularly, you will get a lot of money without any risk!

These long term options will make you earn regularly, you will get a lot of money without any risk!

Regular Income Schemes: There are many investment options available in today’s time. People think about making money from long term to short term by taking more risk. However, there are most people who prefer to invest in long term with less risk. Here are some such options, in which you can make regular income by investing in the long term.

Stocks, bonds, mutual funds, real estate and retirement schemes are more popular for the long term. Apart from this, you can also invest money in fixed deposits and equity funds for the long term. Let us know what are the investment options in the long run.

post office monthly income scheme

Post Office Monthly Income Scheme (POMIS) is one such investment which can give you regular income. It is run under the Small Savings Scheme of the Central Government. Anyone can invest in it. In this scheme, interest is available at 7.4 per cent and one can invest Rs 9 lakh. You can deposit up to Rs 15 lakh in a joint account. Investment can be started from Rs.1000.

Government Long Term Bonds or Gold Bonds

Such bonds are issued by the government to raise funds, under which investment can be made for a certain period of time and interest is also paid on it by the government. It gives guaranteed returns. This is a good option as compared to fixed deposits in banks. Investments can be made in Fixed Rate Bonds, Sovereign Gold Bonds (SGB), Inflation-Indexed Bonds, PSU Bonds and Zero-Coupon Bonds etc.

Monthly Income Plan Mutual Fund

A monthly income plan is a type of mutual fund investment, which invests in equity funds. In this scheme you can get profit and income apart from re-investment. Using Systematic Withdrawal Plan is a better option to earn regular income through mutual funds.

investing in real estate

You can also invest in real estate for more funds. In the long term, this investment can give you good funds. Apart from this, you can also invest in schemes like PPF, Retirement Fund EPF and Senior Citizen Saving Scheme started by the government.

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